Jeff, a veteran of the United States Army, returns home from Afghanistan, and learns of his father's recent death. After confronting the family attorney Jeff discovers he is alone in the world, with no money and no home. In a chance encounter the newly homeless Jeff meets Kate, a beautiful woman whose shallow world view is in need of serious expansion. Kate sees an opportunity to redeem herself by helping Jeff out with a medical insurance scam when Jeff learns he has cancer. Kate's boyfriend Mark, a lecher of the greatest magnitude, becomes jealous trying to destroy Jeff and profit from his death with a life insurance scam of his own.