Toni Gerard lands in New York with 38 cents to her name and is befriended by fortune teller Madame Zenobia and a neighboring shooting gallery owner. Toni is smitten with Brad, a lawyer/suitor to Jo, one of Zenobia's "clients." When Zenobia is slightly injured, Toni takes her place and uses her newly found influence to meet Brad and break up the budding romance between him and Jo.