Fanny Lawson falls in love with Stephen King, the man who pulled her from the river after her runaway horse plunged into the icy waters. Forsaking the love of Canadian Mounted Policeman John Cross, Fanny marries Stephen and moves to the city. King turns out to be an experienced counterfeiter, who soon tires of Fanny and leaves her. When government agents later search her apartment, they discover King's plates and send Fanny to jail as an accomplice. Meanwhile John Cross, court-martialed for alleged cowardice, enlists in the United States Army for service in the Philippines. Redeeming his honor in war, he returns to New York wounded, where he again meets Fanny and the two fall in love. When King reappears, he becomes insanely jealous, starts trouble and is fatally shot by the police during a melee. Before he dies, he clears Fanny's name, thus freeing her to marry Cross.